Category Archives: Insurance contract

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3 STEPS TO RAILROAD RISK TRANSFERENCE

Posted in Additional insured coverage, Indemnity clauses, Insurance contract, Railroad endorsement, Railroad indemnity, Railroad protective insurance coverage, Risk transference

There are three essential steps to railroad risk transference through insurance: 1.     Add an indemnity clause to all contracts making clear that you are asking for indemnity for the contractor’s or vendor’s negligence.   If you do intend to seek indemnity for the railroad’s … Continue reading






HOW TO PROPERLY INSURE A CONSTRUCTION PROJECT

Posted in Additional insured coverage, Construction liability, Construction subrogation, Indemnity clauses, Insurance contract

  Here are three simple rules for obtaining indemnity and insurance on a construction project if you are the owner or the General Contractor. #1.  Make all subcontractors add you as an additional insured on their CGL policies by endorsement.  Insist upon the ISO 1985 … Continue reading






EXTENDING ADDITIONAL INSURED COVERAGE BY COURT OPINION

Posted in Additional insured coverage, Commercial General Liability (CGL), Complex insurance coverage, Contract liability coverage, Indemnity clauses, Insurance contract, Property and casualty

I often discuss the role of the courts in broadening coverage for additional insureds in a Commercial General Insurance (CGL) policy.  Here is another case where a court has extending coverage – probably well beyond what the underwriter intended at … Continue reading